Estate Planning, Wills & LPAs
Planning for the future is more than just managing your finances—it’s about making sure your loved ones are protected, your wishes are honored, and everything you’ve worked for is passed on as you intended. At Riverstone Financial Planning, we help you navigate the complexities of estate planning, from writing wills to setting up lasting powers of attorney (LPAs), ensuring that your future is secure and your voice is heard, even when you’re no longer able to speak for yourself.
What is a Will and
why would I need one?
A will is a legal document that outlines how you want your assets and estate to be distributed after you pass away. Without a valid will, the law will decide how your estate is divided, which may not reflect your wishes or best interests of your family.
Having a will gives you control. It allows you to specify who inherits what, appoint guardians for your children, and make provisions for your dependents. At Riverstone, we ensure that your will is clear, legally sound, and tailored to your specific circumstances, giving you peace of mind that your estate will be handled exactly as you want.
What is a Lasting Power of Attorney (LPA) and why would I need one?
A Lasting Power of Attorney (LPA) is a legal document that allows someone you trust to make decisions on your behalf if you're no longer able to due to illness, injury, or incapacity. There are two types of LPAs: one for Health and Welfare decisions (such as medical care) and another for Property and Financial Affairs (such as managing bank accounts or selling property).
Without an LPA in place, your loved ones may face delays or complications in managing your affairs. Having an LPA ensures that your preferences are respected, and the person making decisions on your behalf understands your wishes. At Riverstone, we help you set up both types of LPAs, ensuring that your future is in trusted hands.
What is Estate Planning and
why would I need it?
Estate planning goes beyond simply drafting a will — it’s about making sure your entire estate is structured in a way that minimises taxes, protects assets, and ensures a smooth transition for your beneficiaries. This process can include everything from setting up trusts to reduce inheritance tax, to making sure that vulnerable or dependent family members are provided for.
At Riverstone, we offer a holistic approach to estate planning, tailoring our services to your needs. We work closely with you to ensure your legacy is passed on in the most tax-efficient and beneficial way possible, while protecting your loved ones' future.
Contact us today for your free initial consultation.
Disclaimer
Will Writing and advice on Lasting Powers of Attorney are not regulated by the Financial Conduct Authority.